Free family budgeting tool
See what baby's first year may really cost.
Estimate one-off purchases and recurring monthly expenses, explore different feeding and spending plans, and build a first-year budget that reflects your family.
Your first-year expenses, organised
Each category includes editable examples. Monthly costs are multiplied by the number of months selected, while one-off costs are counted once.
Estimated spending by category
These totals update automatically and show which parts of the first year currently account for the largest share of your estimate.
Planning for baby's first-year costs
Separate setup from ongoing costsFurniture and travel gear are usually one-off costs, while nappies, feeding and childcare may repeat monthly.
Review childcare separatelyChildcare can significantly change the result, so enter your own expected out-of-pocket amount rather than relying on a generic estimate.
Keep an emergency bufferLeave part of the budget available for unexpected pharmacy items, replacement products and changing needs.
Update estimates with real spendingReturn every few months and replace estimated figures with actual costs for a more useful picture.
Please note: The figures are editable examples only. Actual expenses vary by family, retailer, feeding arrangements, childcare requirements, location and products already owned or received as gifts.
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Shop Personalised Baby Gifts →Baby First-Year Expense Calculator FAQs
The total varies considerably depending on childcare, feeding, nappies, nursery furniture, travel products and the items you already own. Edit the figures to create an estimate suited to your household.
The monthly cost is multiplied by the number of months entered. For example, A$100 per month for 12 months contributes A$1,200 to the first-year total.
Yes. You can edit every name, price, frequency and number of months, add new expenses to any category or remove items you do not need.
Yes. The childcare selector provides starting estimates, but the amount remains fully editable so you can enter your expected out-of-pocket cost.
Yes. Your entries are stored in the current browser on the current device. They may be lost if browser data is cleared.
Yes. You can print the calculator, save it as a PDF, download a CSV spreadsheet or open an email containing your completed summary.
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